A Dollar at a Time: Money Wisdom from JapanPay Yourself First The 20 Percent Rule That Changes Everything
Discover Yokoyama Koichi’s life-changing money management principle: save first, spend second. Learn how the 20% rule and the ‘vault method’ create effortless financial discipline rooted in Japanese wisdom. No shame, no spreadsheets—just practical steps to start building true savings, beginning today.
About the podcast
What if the secret to financial freedom isn’t earning more, but mindfully managing what you already have? Welcome to A Dollar at a Time, where we bring the transformative power of Japanese money wisdom to American personal finance. Inspired by the minimalist philosophy that revolutionized how we organize our homes, this podcast applies the same mindful, intentional approach to your finances. Just as decluttering experts taught us to keep only what truly serves us, we’ll help you examine every dollar with purpose and clarity. Through the lens of traditional Japanese saving principles—from kakeibo budgeting journals to the art of mindful spending—you’ll discover how small, deliberate changes create lasting financial transformation. Each episode breaks down one simple, actionable money habit you can implement immediately. No overwhelming spreadsheets. No shame about past mistakes. Just gentle, practical guidance on building a relationship with money that brings you peace and prosperity. Whether you’re drowning in debt, living paycheck to paycheck, or simply want to save more intentionally, we’ll show you how to honor your financial goals, practice gratitude for what you have, and build wealth one mindful dollar at a time. Because financial wellness isn’t about deprivation—it’s about intention.